Consumers Lending Lab
Risk Based Pricing System (RAPID) +
Real Estate Lending Support Services
Credit Union Mergers
LTI has completed credit and loss reviews on representative samples of over $7 billion of secured and unsecured consumer loans generated by financial institutions throughout the United States.
Currently, LTIís proprietary databases contain credit and transaction data on over 100,000 secured and unsecured loans generated by credit unions from various states.
New loan records, borrower characteristics and Loss Exposure At Default "LEAD" data are continuously added to this database.
LTI utilizes its proprietary " Risk Exposure Index" to evaluate and assign projected risk ratings to consumer lending operations and portfolios of credit unions.