Consumers Lending Lab
Risk Based Pricing System (RAPID) +
Real Estate Lending Support Services
Credit Union Mergers
LTI University
CU Auction


  • Collections Risk Management
  • Lending Operations Risk Monitoring and Management
  • Risk Based Pricing System
  • Delinquency Forecast Models
  • Portfolio Risk Evaluation and Pricing

      LTI has completed credit and loss reviews on representative samples of over $7 billion of secured and unsecured consumer loans generated by financial institutions throughout the United States.

      Currently, LTI’s proprietary databases contain credit and transaction data on over 100,000 secured and unsecured loans generated by credit unions from various states.

      New loan records, borrower characteristics and Loss Exposure At Default "LEAD" data are continuously added to this database.

      LTI utilizes its proprietary " Risk Exposure Index" to evaluate and assign projected risk ratings to consumer lending operations and portfolios of credit unions.




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